Optima Equity combines a Health Savings Account (HSA) with an IRS-qualified high-deductible health plan.
Lower monthly premiums give members the opportunity to build their health savings account with the money they save. The fund belongs to the employee – it rolls over from year to year, growing tax-free, and travels with them should they switch employers.*
By integrating health plan and funding account, we’ve designed Optima Equity to deliver a seamless member experience. For employers, Optima Equity offers a way to provide their employees with a quality health plan that’s uniquely affordable.
The Advantages Of Optima Equity
- Lower premiums of the high-deductible health plan may help fund the employee's health savings account (HSA)
- Preventive care, including routine check-ups, well baby care, preventive screenings, and more, are covered before the deductible
- HSA contributions that are not spent are allowed to grow tax-free
- HSA funds roll over from year to year - no "use it or lose it"
- Encourages employees to spend their health care dollars carefully
- Enables businesses to better manage health care costs
Optima Plans and HSA Partner Information
About HealthEquity 
Optima Equity Advantages
Optima Equity Benefit Plan Features
Employer Frequently Asked Questions
Optima Consumer Directed Health Plans Offered
Enrollment Materials and Resources
Why HealthEquity Should Administer Your HSA
Web Tutorials HealthEquity Tools
PayChoice Bill Pay Features
Investment Funds for HSA Savers
HSA Enrollment Form (Post plan election-Group)
HealthEquity Resources
HealthEquity Account Standard Fee Schedule
HSA Transfer Rollover Guide
Employer HSA Enrollment Kit
* IRS Health Savings Account, 11/06. Accounts used for purposes other than qualified medical expenses are taxable.